Premier Carlsbad Call Us
Premier Carlsbad Hours and Directions
Premier Kia Carlsbad Sales: (760) 710-0801
Premier Chevrolet Sales: (760) 692-1558


We work with many financial institutions to assist every customer with their unique credit needs. For a quick response, you can apply online now. It only takes a moment to complete our secure application.

If you’ve been turned down before, relax. Here at Premier Carlsbad we help people every day with Bad Credit Auto Financing. We know good people sometimes have credit problems and we are more interested in your future; not your past.

Use our online form to get a quick response on financing your next vehicle. Your financial information is encrypted in a super-safe digital format and is never sent through e-mail. Please ensure that you provide us with accurate information and choose the appropriate answers from all drop down selections. *If the application is received during normal business hours a vehicle specialist will contact you within 5 minutes or less. Our goal is to help with a newer, nicer vehicle as quickly as possible.


Our Team

The finance department at Premier Kia Carlsbad will find the car loan or Kia lease option that works best for you. We’re here to make the process of buying a new or used car as simple as possible. After working with one of our finance specialists, you'll be glad you did!


Our Purpose

Our sales department has one purpose: to exceed your expectations from test drive to delivery. Our professional sales team is committed to a no-pressure, high integrity approach to your ownership experience. Our goal is ensure that the Kia you drive away in is the perfect one for you.


What kind of vehicles do you carry?

Our KIA dealership here in North County in San Diego specializes in new KIA vehicles, including the award-winning Soul & Sportage. We also have a superior selection of pre-owned/used KIA, Chevrolet, Ford, Toyota, Honda, Nissan, and other vehicles. We have the best new and used sport utility vehicles and trucks — such as Sportage, the Sorento & the Sedona, as well as pre-owned Equinox, Traverse, Trax, Navigator, Silverado, Tahoe, and other similar vehicles. In fact, we have over 300 vehicles for you to choose from, including Pontiac, GMC and Hyundai. We have almost every style you can think of. We want you to drive away in a vehicle that you can’t wait to show your family and friends. We want you to have a vehicle that you’re proud to drive. Our online inventory of new and pre-owned vehicles is updated daily. Contact us today or stop by our showroom to experience all that we have to offer!


No Credit, Bad Credit Auto Financing

Our new and used car dealership near San Diego helps customers find bad credit auto financing solutions all the time. If you have no established credit or a less than perfect credit history, we can help you secure no credit auto financing or a Bad Credit Car Loan. We know good people sometimes have credit problems. Divorce, loss of a job, a medical problem — things can get out of control fast, and we totally understand that. That's why your job is your credit at Premier Kia Carlsbad, because we are more interested in your future; not your past.

What do you mean by “your job is your credit”?

People come in all the time worried about their credit. If you’re out there working hard every day — doing your best to support yourself and your family — that IS your credit with us. We finance your future not your past.


Do you report to the credit bureau?

Absolutely. Unlike smaller dealerships we report each month to Credit Bureaus. We consider that one of the most important benefits of buying a vehicle from Premier Carlsbad. Many of our bad credit, poor credit or no credit customers establish good credit with our help, and all of a sudden a new world is opened up to them — they can buy that new house, they get credit card offers — getting a car you’re proud of at Premier Carlsbad is that fresh start, and we’re proud to give our customers this kind of help.


What do I need to bring with me to be approved?

Please bring the following items with you to the dealership:

  • Proof of income (last 2 pay stubs, court ordered child support, pension benefits)
  • Proof of residence (proof of lease or mortgage and phone or utility bill)
  • Driver’s license or ID
  • Name, address, and phone numbers for at least 5 local references
  • Down payment

That’s it. We make it simple.

Contact us if you have any questions about our bad credit/no credit car loans in San Diego, CA.


Our Customers Say It Best



Terrified of having to buy a car (old one died) I ventured into this dealership expecting the typical garbage that is normally car salesman. Randy greeted me and LISTENED didn't yak yak yak he listened to what my needs were and within an hour had shown me several cars that fit my needs. When I was not ready to make a decision he didn't high pressure me. He instead offered to drive me home as I had arrived by bus. After thinking overnight and being ready to make a commitment I called to let him know and he OFFERED TO PICK ME UP. Fernando in finance and Randy in sales were awesome... I will never go to another dealership, this experience was amazing, the car is awesome and kudos to them for awesome service.


Cynthia S., Oceanside, California on Yelp


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